Saving into a pension and accessing it comes with a lot of challenges as you need to think about how much income you need throughout retirement. Research from the People’s... read more →
Saturday 20 March is the International Day of Happiness. After the challenges of 2020, we could all use something to make us feel a little more cheerful. Yet, despite doom... read more →
Following a year of uncertainty, you may be worried about your finances. Covid-19 has had an impact in many ways, from reducing income to affecting investments. Some financial firms have... read more →
The current 2020/21 tax year will end on 5 April 2021. As a new year starts, many allowances reset. For some, it will be your last opportunity to use them.... read more →
As we continue to be in lockdown, you may find that you have far more time on your hands. It makes it the perfect time to look at how you... read more →
When the pandemic struck last year, thousands of workers began working from home for the first time. It’s changed the world of work and this situation could be here to... read more →
When children are still in primary school it can seem a little too early to be thinking about their careers. But the skills, passions, and knowledge they pick up in... read more →
Thousands of people have welcomed the shift in working from home. It’s helped us stay safe during the pandemic, as well as saving money and providing more free time. However,... read more →
How do you rate your financial security? When you think about your financial situation, what defines it as ‘healthy’? For 77% of Brits, financial success is having the financial freedom... read more →
Have you started preparing for retirement yet? If you’re nearing this milestone you may have contemplated whether your pension will be enough and how you’ll create an income. It’s often... read more →
For most people, their pension becomes available at the age of 55, rising to 57 in 2028, even if they plan to work past this point. It means you can... read more →
We hear a lot about the gender pay gap, but one area that’s often overlooked is the knock-on effect this has for retirement savings. While progress has been made, on... read more →
The Wealth Tax Commission has recently released a report recommending that if the government chooses to raise taxes as part of its response to the Covid-19 crisis, it should implement... read more →
A few months ago I read the book Progress by Johan Norberg. This book addresses some of the misconceptions we have about the world, in particular that the world is... read more →
My family had some great news this week. My son’s application for an Educational Health Care Plan (EHCP) was approved by the Special Educational Needs department at Sheffield City Council.... read more →
As financial planners, retirement is a key area when talking to our clients. In fact, as retirement specialists this is where we spend most of our time. So it came... read more →
Earlier this week, I was making my way home from my morning run when I bumped into a friend. It was great to catch up (at a suitable distance of... read more →
Recognising Opportunities Until the recent lockdown, life had become more fast-paced than ever and time was in short supply. Implementing changes in life and in business takes time and energy,... read more →
https://youtu.be/667MdjgfgKY
One area of financial planning that we often encounter is balancing clients’ plans for their children with their hopes for retirement. This can be difficult and we must consider a large number... read more →
Some of the best advice I’ve received was Last February, at the PFS’s Power Live event in Sheffield. Steve Martin of the FP Training Academy explained that financial planners need... read more →
