When you’re approaching retirement you will no doubt have a lot of important questions that need answering, the main ones usually being ‘Can I afford to retire?’, ‘How much is enough?’ and ‘Am I going to be okay?’. However, there are many other things to consider as you get closer to such a significant transition and it’s our job to help you prepare for retirement with clarity, peace of mind and confidence.
Approaching Retirement
Retirement has changed significantly in recent years as people are living longer. We'll help you to understand all your options so you can approach retirement knowing all the building blocks are already in place.
Clarity
Although knowing whether you can afford to retire is at the forefront of most people’s minds as they approach retirement, it’s also important to consider whether you actually want to retire and how you will spend your time once you are no longer working.
For some, working full time to age 65 and then retiring completely will be the right way to go. For others, a phased retirement or a transition to another vocation will be a better route. That’s why it’s so important to gain clarity over what you want your retirement to look like before making any potentially irreversible decisions.
The first step to gaining clarity is understanding how you might want to spend your time during a retirement that could potentially last for up to 30 to 40 years. This includes all the ‘bucket list’ items such as travel plans, but also the smaller things that will keep you occupied during a ‘normal day’ and how you might include the people you want to share this time with.
Peace of Mind
The primary goal of your financial plan is to deliver to you a retirement that allows you to spend your time doing what you most enjoy. However, as you approach retirement, it’s crucial that we take away any sources of financial worry and provide you with the comfort and peace of mind of knowing that you’re going be okay and won’t outlive your money.
This is where building a strategic retirement plan is so important as this allows us to tell you when retirement will become affordable, how much you will need to have in the pot when the time comes and all the steps you need to take to get there as quickly as possible.
Having this clear plan is key to alleviating your financial concerns to give you the peace of mind of knowing you’re doing all the right things financially at such an important stage in your life.
What our customers say about us.
Confidence
Having a clear financial plan is crucial to giving you the confidence to enjoy your life today knowing that everything is in place for your retirement.
This isn’t possible without a thorough understanding of what matters most to you and a strategy to put your money to the best use possible over the coming years. This is why we will build a comprehensive financial plan that gives you the confidence to live your life to the fullest right now safe in the knowledge that your retirement is something to look forward to when you get there.
Value for Money
Our ultimate goal is to help you to enjoy a better retirement at a lower cost. This means making sure that the funds that you have built up so far work as hard as they possibly can for you.
To do this we will help you to do the right things at the right times and help you to avoid making any mistakes that could be costly. And by helping you to take full advantage of all the financial opportunities available to you whilst ensuring that you avoid the many potential pitfalls out there, the amount that you ultimately need to save to fund your retirement will be significantly reduced.
