When you get in touch, we’ll schedule an initial call with one of our financial planners. This 30-minute session allows us to understand your reasons for contacting us, assess your overall financial situation, and discuss your goals. This step helps us determine if our services align with your needs.
After the call, you’ll have time to consider your options. If you decide to proceed, we’ll set you up on our portal to complete an online fact-finding questionnaire and schedule a follow-up meeting.
The discovery meeting is where we delve deeper into your financial background and objectives. It’s also your opportunity to decide if you’d like to become a client.
By the end of this meeting, we’ll have gathered enough information to outline your fees. These details, along with meeting notes and a client service agreement, will be sent to you in a follow-up email.
Should you choose to move forward, we will arrange letters of authority for you to sign and gather policy information to draft your lifetime cashflow forecast.
We may need to reach out for additional details during this stage, and we’ll stay in close contact to ensure everything is accurate.
Once we’ve gathered all relevant policy information and drafted your initial cashflow forecast, we’ll hold a planning meeting. During this session, we’ll review and refine your financial plan together.
Following this meeting, we will finalise the forecast and financial plan, which will include a one-page financial snapshot summary and a comprehensive financial plan document featuring all our recommendations.
Before implementation, we’ll send you the necessary documents for approval. If you prefer, we can arrange an in-person meeting to review and sign them together.
We will then process all the relevant forms on your behalf and keep you updated until everything has been finalised.
Our commitment to you doesn’t end once your financial plan is in place. Life has a habit of throwing curveballs, so we will meet with you annually to review your plan and establish if your circumstances have changed.
If necessary, we will adjust your plan, so you continue to stay on track with your short- and long-term goals.
The first stage of your financial planning journey will be our Exploration Meeting. This is where we will ask more about your story so far, what you’re hoping to achieve and what keeps you up at night worrying. It’s crucial that we understand your values and motivations in life, what matters most to you and what it will take for you to look back in twenty years’ time without any regrets. This vital insight enables us to picture what a great life looks like for you and helps us to build a robust financial plan to underwrite a truly fulfilling retirement.
Our Financial Planning Meeting is where we take all the information you have provided to us so far and build your financial forecast using our financial planning software. We build in all the things you told us were most important to you and we will be able to see whether you are on track to reach your goals. We will also be able to show you the action you need to take to make what matters most to you affordable over the long-term.
Shortly after your financial planning meeting we will provide you with a ‘One-Page Financial Plan’ which is a simple way of documenting the key points that were discussed at our meeting. Your one page financial plan is yours to keep whether or not you go on to become a client.
We believe that the planning is more important than the plan. This is because even the most meticulously planned journey can veer off track and it’s crucial to continually adapt as ‘life happens’ along the way. So whilst there is great value in the financial plan we will provide to you at no cost, we believe the real value lies in the ongoing planning we are able to provide across a long-term relationship. We hope that you will agree and trust that when we contact you shortly after your financial planning meeting you will choose to engage us as your financial planner and trusted adviser going forward.
Should you choose to proceed with our services, our monthly fees will be payable form this point forwards for an initial 12 months period. More information about our monthly fees can be found on the ‘Our Fees’ page
